How Can We Have Laws Mandating Motorists Driving To Have Motor Vehicle Insurance But Fight Against The Mandate To Have Health Insurance.

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How can we have a law that mandates motorists driving to have Motor vehicle insurance but fight against the mandate to have health insurance. If Obamacare’s Mandate is unconstitutional so too is the law that forces us to have car insurance. 

Moreover, how can we have such a law to have car insurance and then allow private insurance companies to profit from this law by charging exorbitant sums of money for insurance from poor and working people (motorists) and at times will cancel and report lapse policies thereby creating huge economic hardships for people who depend on their ability to drive which these companies have the power to take away. 

If truth be told, it would seem that the city governments work in concert with these private insurance companies to adjudicate people’s lives and to ensure profitability of these insurance companies, which may suggest a conflict of interest issue. We must pay an insurance premium to a private company that can threaten to cancel your insurance (through their reporting to the Motorvehicle department’s) and thereby your driving privileges; and can and do set insurance premiums on the poor working class man that only breaks him and ultimately deny his driving privileges which at times are tied to his income and standard of living. 

Why do these companies have such power to set and charge premiums and at times higher than necessary that may affect ones ability to pay and cancel plans that leads to suspended licenses. And If the argument is true that having healthcare insurance mandate is unconstitutional then why must we have car insurance mandate, that should be left up to us. Unless mandates ensure the profitability and viability of insurance schemes but there should be better government oversight when a mandate is tied to service ms that we must have if we breathe or drive a car. So that those in private can’t abuse their powers and apply economies of scale and fairer pricing strategies. 

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